Health Insurance Information

I have found that many people use the market place and are not getting the best plans for them.  Let me share an example. a couple 35- 40 years old making a combined income of 48K per year chose a $380/month premium with a $6000 per person deductable.  Certain things were missed, which allowed then the same plan… Read More »

Frequently Asked Questions about Health Insurance

Below are some of the frequently asked questions concerning health insurance What is a premium? A premium is the monthly cost of keeping your insurance policy in effect. Health insurance premiums are determined by a variety of factors, including your medical history, your lifestyle, and your current health status. What is a deductible? A deductible is an amount… Read More »

Why Should I Work With An Agent

The internet has made shopping for insurance easier. Instead of driving around town to meet with an agent, you can compare rates, benefits, and apply online. Some insurance companies even let you apply right from their website. Does it still make sense to have an agent help you choose a plan? You bet. Agents are insurance experts. Itıs… Read More »

Different Health Insurance Plans

The Different Types Of Health Insurance Plans When you’re shopping for your own health coverage, you don’t have to settle for whatever your employer thinks is best. You get the advantage of choosing the right plan for you. And you have plenty of options. Types Of Health Policies There are several kinds of policies for you to choose… Read More »

Health Insurance Glossary

Health Insurance Glossary Additional Insured: Anyone covered under your health plan that is not named as “insured” in your documentation from the insurance company. Benefit: The dollar amount your insurance carrier will pay when you file a claim for a covered loss. Benefit Period: The interval during which you will be eligible for benefits. Generally, your benefit period will begin with… Read More »

Individual And Family Insurance

Individual Health Insurance Simply put, health insurance is protection against medical costs. A health insurance policy is a contract between an insurer and an individual or group, in which the insurer agrees to provide specified health insurance at an agreed-upon price (the premium). Depending on your policy, your premium may be payable either in a lump sum or… Read More »